/* =========================================================
   Bravo Capital — Stylesheet (v2 · modern)
   Bold display grotesque · big shapes · less serif/editorial
   ========================================================= */

:root {
  --navy: #003366;
  --navy-deep: #001f3f;
  --navy-soft: #1b3d66;
  --gold: #E5A842;
  --gold-deep: #b88528;
  --gold-soft: #f6dba5;
  --ink: #0b1220;
  --ink-2: #2a3445;
  --muted: #5a6678;
  --muted-2: #93a0b3;
  --paper: #f4efe6;
  --paper-2: #ece5d6;
  --rule: #1b2538;
  --rule-soft: rgba(11, 18, 32, 0.10);
  --white: #ffffff;
  --cream: #fbf7ef;

  --maxw: 1360px;
  --gutter: 40px;

  --display: "Bricolage Grotesque", "Geist", "Inter", -apple-system, BlinkMacSystemFont, sans-serif;
  --sans: "Geist", "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;

  --r-sm: 12px;
  --r-md: 22px;
  --r-lg: 36px;
  --r-xl: 56px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html,
body {
  margin: 0;
  padding: 0;
}

html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}

body {
  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.55;
  color: var(--ink);
  background: var(--cream);
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: var(--navy-deep);
  text-decoration: none;
  transition: color .18s ease, opacity .18s ease;
}

a:hover {
  color: var(--gold-deep);
}

::selection {
  background: var(--navy);
  color: #fff;
}

/* ---------- Type ---------- */

h1,
h2,
h3,
h4 {
  font-family: var(--display);
  font-weight: 600;
  color: var(--navy-deep);
  margin: 0;
  letter-spacing: -0.025em;
  line-height: 0.98;
  text-wrap: balance;
  font-variation-settings: "wdth" 100;
}

h1 {
  font-size: clamp(54px, 7.5vw, 140px);
}

h2 {
  font-size: clamp(38px, 4.8vw, 84px);
  line-height: 1.0;
}

h3 {
  font-size: clamp(24px, 2.4vw, 36px);
  line-height: 1.08;
  letter-spacing: -0.02em;
  font-weight: 600;
}

h4 {
  font-size: 20px;
  line-height: 1.2;
  letter-spacing: -0.01em;
  font-weight: 600;
}

p {
  margin: 0;
}

.eyebrow {
  font-family: var(--sans);
  font-size: 13px;
  font-weight: 500;
  letter-spacing: -0.005em;
  color: var(--ink-2);
  display: inline-flex;
  align-items: center;
  gap: 10px;
  text-transform: none;
}

.eyebrow::before {
  content: "";
  width: 8px;
  height: 8px;
  background: var(--gold);
  display: inline-block;
  border-radius: 50%;
}

.eyebrow--light {
  color: rgba(255, 255, 255, 0.85);
}

.eyebrow--light::before {
  background: var(--gold);
}

.lede {
  font-family: var(--sans);
  font-size: clamp(18px, 1.4vw, 22px);
  line-height: 1.45;
  color: var(--ink-2);
  font-weight: 400;
  text-wrap: pretty;
  letter-spacing: -0.01em;
}

.muted {
  color: var(--muted);
}

/* ---------- Layout ---------- */

.wrap {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 var(--gutter);
}

.wrap--narrow {
  max-width: 1000px;
}

.wrap--wide {
  max-width: 1520px;
}

section {
  position: relative;
}

.section {
  padding: clamp(72px, 9vw, 140px) 0;
}

.section--tight {
  padding: clamp(56px, 6vw, 96px) 0;
}

.section--paper {
  background: var(--paper);
}

.section--cream {
  background: var(--cream);
}

.section--white {
  background: #fff;
}

.section--navy {
  background: var(--navy-deep);
  color: #e8edf3;
}

.section--navy h1,
.section--navy h2,
.section--navy h3,
.section--navy h4 {
  color: #fff;
}

.section--gold {
  background: var(--gold);
  color: var(--navy-deep);
}

.section--gold h1,
.section--gold h2,
.section--gold h3 {
  color: var(--navy-deep);
}

.rule {
  height: 1px;
  background: var(--rule-soft);
  border: 0;
  margin: 0;
}

/* ---------- Buttons ---------- */

/* Base — navy pill (primário) */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 16px 26px;
  font-family: var(--sans);
  font-size: 15px;
  font-weight: 500;
  letter-spacing: -0.01em;
  border: 1px solid var(--navy-deep);
  background: var(--navy-deep);
  color: #fff;
  cursor: pointer;
  border-radius: 999px;
  transition: transform .2s ease, background .2s ease, box-shadow .2s ease;
}

.btn:hover {
  transform: translateY(-2px);
  background: var(--navy-soft);
  border-color: var(--navy-soft);
  color: #fff;
  box-shadow: 0 8px 24px rgba(0, 31, 63, 0.25);
}

/* Liquid Glass — secundário */
.btn--glass {
  background: rgba(255, 255, 255, 0.18);
  border: 1px solid rgba(255, 255, 255, 0.45);
  color: var(--navy-deep);
  backdrop-filter: blur(20px) saturate(1.8);
  -webkit-backdrop-filter: blur(20px) saturate(1.8);
  box-shadow:
    0 1px 0 rgba(255, 255, 255, 0.6) inset,
    0 4px 16px rgba(0, 0, 0, 0.06);
}

.btn--glass:hover {
  background: rgba(255, 255, 255, 0.30);
  border-color: rgba(255, 255, 255, 0.65);
  color: var(--navy-deep);
  box-shadow:
    0 1px 0 rgba(255, 255, 255, 0.8) inset,
    0 8px 28px rgba(0, 0, 0, 0.10);
}

.btn .arrow {
  display: inline-flex;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.15);
  align-items: center;
  justify-content: center;
  font-size: 12px;
}

.btn--glass .arrow {
  background: rgba(255, 255, 255, 0.25);
}

/* ---------- Utility bar ---------- */

.utility {
  background: var(--navy-deep);
  color: rgba(255, 255, 255, 0.7);
  font-size: 13px;
  font-weight: 400;
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 101;
}

/* Espaço abaixo da utility bar (40px) + header (88px) fixos */
body {
  padding-top: 128px;
}

.utility .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 40px;
}

.utility a {
  color: rgba(255, 255, 255, 0.85);
}

.utility a:hover {
  color: var(--gold);
}

.utility-left,
.utility-right {
  display: flex;
  gap: 24px;
  align-items: center;
}

.utility .dot {
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
  display: inline-block;
}

.utility-item {
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

/* ---------- Header ---------- */

.header {
  position: fixed;
  top: 40px;
  left: 0;
  right: 0;
  z-index: 100;
  backdrop-filter: blur(32px) saturate(2) brightness(1.05);
  -webkit-backdrop-filter: blur(32px) saturate(2) brightness(1.05);
  border-bottom: 1px solid rgba(255, 255, 255, 0.35);
  box-shadow:
    0 1px 0 rgba(255, 255, 255, 0.5) inset,
    0 8px 32px rgba(0, 0, 0, 0.06);
}

.header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 88px;
  gap: 24px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 14px;
  text-decoration: none;
}

.brand img {
  height: 50px;
  width: auto;
}

.nav {
  display: flex;
  align-items: center;
  gap: 6px;
  background: rgba(11, 18, 32, 0.05);
  padding: 6px;
  border-radius: 999px;
  position: relative;
}

/* Pill deslizante — movida via JS */
.nav-pill {
  position: absolute;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.449);
  backdrop-filter: blur(20px) saturate(2);
  -webkit-backdrop-filter: blur(20px) saturate(2);
  box-shadow: 0 1px 0 rgba(255, 255, 255, 0.7) inset, 0 4px 16px rgba(0, 0, 0, 0.511);
  pointer-events: none;
  transition: left .22s cubic-bezier(.4,0,.2,1), top .22s cubic-bezier(.4,0,.2,1), width .22s cubic-bezier(.4,0,.2,1), height .22s cubic-bezier(.4,0,.2,1), opacity .18s ease;
  opacity: 0;
}

.nav a {
  font-family: var(--sans);
  font-size: 15px;
  font-weight: 500;
  color: var(--ink-2);
  letter-spacing: -0.01em;
  padding: 10px 18px;
  border-radius: 999px;
  position: relative;
  z-index: 1;
  transition: color .18s ease;
}

/* Header sobre secção escura */
.header--dark .nav a {
  color: rgba(255, 255, 255, 0.9);
}

.header--dark .nav {
  background: rgba(255, 255, 255, 0.08);
}

.header--dark .nav-pill {
  background: rgba(255, 255, 255, 0.15);
}

.header--dark .nav-toggle {
  color: rgba(255, 255, 255, 0.9);
}

.nav a.is-active {
  background: rgba(255, 255, 255, 0.25);
  backdrop-filter: blur(20px) saturate(2) brightness(1.1);
  -webkit-backdrop-filter: blur(20px) saturate(2) brightness(1.1);
  border: 1px solid rgba(255, 255, 255, 0.5);
  box-shadow:
    0 1px 0 rgba(255, 255, 255, 0.7) inset,
    0 4px 16px rgba(0, 0, 0, 0.06);
  color: var(--navy-deep);
  padding: 9px 17px;
}

.nav a.is-active:hover {
  color: var(--navy-deep);
}

.header-cta {
  display: flex;
  align-items: center;
  gap: 12px;
}

/* dropdown */
.nav-item {
  position: relative;
}

.nav-item .dropdown {
  position: absolute;
  top: 100%;
  left: 0;
  padding-top: 12px; /* zona invisível para o rato atravessar sem fechar */
  background: transparent;
  min-width: 320px;
  opacity: 0;
  pointer-events: none;
  transform: translateY(4px);
  transition: opacity .2s ease, transform .2s ease;
}

.nav-item .dropdown ul {
  background: #fff;
  border: 1px solid var(--rule-soft);
  border-radius: var(--r-md);
  box-shadow: 0 30px 80px -20px rgba(10, 30, 60, 0.20);
  padding: 18px 22px;
  list-style: none;
  margin: 0;
}

.nav-item:hover .dropdown {
  opacity: 1;
  pointer-events: auto;
  transform: translateY(0);
}

.dropdown ul {
  list-style: none;
  padding: 0;
  margin: 0;
  display: grid;
  gap: 4px;
}

.dropdown a {
  display: flex;
  align-items: baseline;
  gap: 12px;
  font-size: 15px;
  color: var(--ink-2);
  padding: 8px 10px;
  border-radius: 10px;
  font-weight: 500;
}

.dropdown a:hover {
  background: var(--paper);
  color: var(--navy-deep);
}

.dropdown a .num {
  font-size: 12px;
  color: var(--muted-2);
  width: 26px;
  font-feature-settings: "tnum";
}

/* ---------- Marquee strip ---------- */

.marquee {
  background: var(--navy-deep);
  color: #fff;
  padding: 18px 0;
  overflow: hidden;
  border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.marquee-track {
  display: flex;
  gap: 56px;
  white-space: nowrap;
  animation: marquee 38s linear infinite;
  width: max-content;
}

.marquee-track span {
  font-family: var(--display);
  font-size: clamp(20px, 1.8vw, 28px);
  font-weight: 500;
  letter-spacing: -0.02em;
}

.marquee-track .star {
  color: var(--gold);
  font-size: 22px;
}

@keyframes marquee {
  from {
    transform: translateX(0);
  }

  to {
    transform: translateX(-50%);
  }
}

/* ---------- Hero (Home) ---------- */

.hero {
  position: relative;
  background: var(--cream);
  padding: clamp(40px, 5vw, 80px) 0 0;
  overflow: hidden;
}

.hero-person {
  position: absolute;
  right: 0;
  bottom: 0;
  height: 90%;
  width: auto;
  object-fit: contain;
  object-position: bottom right;
  pointer-events: none;
  user-select: none;
  z-index: 0;
}

.hero .wrap {
  position: relative;
  z-index: 1;
}

.hero h1 {
  font-size: clamp(64px, 10vw, 184px);
  line-height: 0.88;
  letter-spacing: -0.04em;
  font-weight: 600;
  color: var(--navy-deep);
}

.hero h1 em,
.hero h1 .accent {
  color: var(--gold);
  font-style: italic;
  font-weight: 500;
  font-variation-settings: "wdth" 90;
}

.hero-sub {
  margin-top: 36px;
  max-width: 540px;
  font-size: clamp(17px, 1.3vw, 20px);
  color: var(--ink-2);
}

.hero-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 64px;
  align-items: end;
  margin-top: 48px;
}

.hero-actions {
  display: flex;
  gap: 12px;
  align-items: center;
  flex-wrap: wrap;
}

/* Hero side card area = removed (modernizing) */

/* ---------- Coverage editorial list ---------- */

.coverage-head {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 64px;
  align-items: end;
  margin-bottom: 56px;
}

.coverage-head h2 {
  margin: 14px 0 0;
}

.coverage-head .desc {
  font-size: 17px;
  line-height: 1.55;
  color: var(--ink-2);
  max-width: 440px;
}

/* ---------- Coverage Cards (homepage 3-col) ---------- */

.cov-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}

.cov-card {
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  overflow: hidden;
  text-decoration: none;
  color: #fff;
  min-height: 480px;
  transition: transform 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.cov-card:hover {
  transform: translateY(-4px);
}

.cov-card-media {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.cov-card-media img,
.cov-card-media video {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  transition: transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.cov-card:hover .cov-card-media img,
.cov-card:hover .cov-card-media video {
  transform: scale(1.04);
}

.cov-card::after {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(to top, rgba(0, 15, 40, 0.481) 0%, rgba(0, 15, 40, 0.1) 60%, transparent 100%);
  z-index: 1;
}

.cov-card-body {
  position: relative;
  z-index: 2;
  padding: 32px 32px 24px;
}

.cov-card-num {
  font-family: var(--sans);
  font-size: 12px;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.5);
  display: block;
  margin-bottom: 10px;
  font-feature-settings: "tnum";
}

.cov-card-title {
  font-family: var(--display);
  font-size: clamp(28px, 2.8vw, 44px);
  font-weight: 600;
  color: #fff;
  letter-spacing: -0.03em;
  line-height: 0.95;
  margin: 0;
}

@media (max-width: 1080px) {
  .cov-cards { grid-template-columns: 1fr; }
  .cov-card { min-height: 320px; }
}

/* ---------- Coverage list (legacy) ---------- */

.coverage {
  display: grid;
  gap: 14px;
}

.cov-row {
  display: grid;
  grid-template-columns: minmax(280px, 1.1fr) 2fr 60px;
  gap: 32px;
  align-items: center;
  padding: 28px 32px;
  background: #fff;
  border-radius: var(--r-md);
  text-decoration: none;
  color: inherit;
  transition: background .2s ease, transform .2s ease;
}

.cov-row:hover {
  background: var(--paper);
  transform: translateY(-1px);
}

.cov-row .num {
  display: none;
}

.cov-row h3 {
  font-family: var(--display);
  font-size: clamp(26px, 2.2vw, 36px);
  margin: 0;
  font-weight: 600;
  color: var(--navy-deep);
  letter-spacing: -0.02em;
}

.cov-row p {
  margin: 0;
  font-size: 16px;
  line-height: 1.5;
  color: var(--ink-2);
}

.cov-row .go {
  justify-self: end;
  width: 48px;
  height: 48px;
  border-radius: 50%;
  background: var(--navy-deep);
  color: #fff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 18px;
  transition: background .2s ease, transform .2s ease;
}

.cov-row:hover .go {
  background: var(--gold);
  color: var(--navy-deep);
  transform: translateX(4px);
}

/* ---------- Two-column editorial (image + text) ---------- */

.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}

.split--reverse .split-media {
  order: 2;
}

.split-media {
  position: relative;
  aspect-ratio: 5 / 6;
  background: var(--paper-2);
  overflow: hidden;
}

.split-media .placeholder {
  position: absolute;
  inset: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--sans);
  font-size: 13px;
  color: var(--ink-2);
  background-image:
    radial-gradient(circle at 30% 30%, rgba(229, 168, 66, 0.4), transparent 50%),
    radial-gradient(circle at 70% 70%, rgba(0, 51, 102, 0.18), transparent 55%);
}

.split-media .placeholder span {
  background: rgba(255, 255, 255, 0.85);
  padding: 10px 18px;
  border-radius: 999px;
  letter-spacing: -0.01em;
  font-weight: 500;
}

.split-text h2 {
  margin-bottom: 24px;
}

.split-text p {
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink-2);
  margin: 0 0 18px;
}

.split-text .signature {
  margin-top: 36px;
  display: flex;
  align-items: center;
  gap: 18px;
}

.split-text .signature .meta {
  font-size: 14px;
  color: var(--muted);
}

.split-text .signature strong {
  color: var(--navy-deep);
  font-weight: 600;
  display: block;
}

/* ---------- Pillars ---------- */

.pillars {
  display: grid;
  grid-template-columns: repeat(5, 1fr);
  gap: 16px;
}

.pillar {
  padding: 32px 28px;
  background: #fff;
  border-radius: var(--r-md);
  min-height: 260px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.pillar .num {
  font-family: var(--display);
  font-size: 22px;
  font-weight: 500;
  color: var(--gold-deep);
  letter-spacing: -0.02em;
}

.pillar h3 {
  margin: 28px 0 12px;
  font-size: clamp(22px, 1.8vw, 28px);
  letter-spacing: -0.02em;
}

.pillar p {
  font-size: 15px;
  color: var(--muted);
  line-height: 1.5;
  margin: 0;
}

/* ---------- Steps ---------- */

.steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}

.step {
  padding: 32px 28px;
  min-height: 240px;
}

.step .num {
  font-family: var(--display);
  font-size: 48px;
  color: var(--gold);
  line-height: 1;
  font-weight: 600;
  letter-spacing: -0.03em;
}

.step h3 {
  margin: 18px 0 12px;
  font-size: 22px;
  color: #fff;
}

.step p {
  font-size: 15px;
  color: rgba(255, 255, 255, 0.7);
  line-height: 1.5;
  margin: 0;
}

/* ---------- Quote ---------- */

.quote-wrap {
  background: var(--navy-deep);
  border-radius: var(--r-xl);
  padding: clamp(48px, 6vw, 96px);
  color: #fff;
  position: relative;
  overflow: hidden;
}

.quote-wrap::before {
  content: "";
  position: absolute;
  top: -100px;
  right: -100px;
  width: 360px;
  height: 360px;
  background: radial-gradient(circle, var(--gold) 0%, transparent 65%);
  opacity: 0.45;
  pointer-events: none;
}

.quote-wrap .inner {
  position: relative;
  max-width: 920px;
}

blockquote.quote {
  margin: 0;
  font-family: var(--display);
  font-size: clamp(32px, 3.6vw, 56px);
  line-height: 1.05;
  color: #fff;
  font-weight: 500;
  letter-spacing: -0.025em;
  text-wrap: pretty;
}

blockquote.quote::before {
  content: "“";
  font-family: var(--display);
  font-size: 0.9em;
  color: var(--gold);
  display: inline;
  margin-right: 6px;
}

.quote-mark {
  display: none;
}

.quote-meta {
  margin-top: 32px;
  font-family: var(--sans);
  font-size: 15px;
  color: rgba(255, 255, 255, 0.75);
  font-style: normal;
  display: flex;
  align-items: center;
  gap: 14px;
}

.quote-meta strong {
  color: #fff;
  font-weight: 500;
}

.quote-meta .dot {
  width: 4px;
  height: 4px;
  background: var(--gold);
  border-radius: 50%;
  display: inline-block;
}

/* ---------- News / Insights ---------- */

.insights {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.insight {
  text-decoration: none;
  color: inherit;
  display: grid;
  gap: 14px;
  align-content: start;
  padding: 0;
}

.insight .media {
  aspect-ratio: 16 / 11;
  background: linear-gradient(135deg, var(--paper-2), var(--paper));
  border-radius: var(--r-md);
  position: relative;
  overflow: hidden;
}

.insight:nth-child(1) .media {
  background: linear-gradient(135deg, #fde0a8, #f4efe6);
}

.insight:nth-child(2) .media {
  background: linear-gradient(135deg, #d4e0ef, #eee9dd);
}

.insight:nth-child(3) .media {
  background: linear-gradient(135deg, #e9e1cd, #f6efe2);
}

.insight .media::after {
  content: attr(data-tag);
  position: absolute;
  bottom: 18px;
  left: 18px;
  background: rgba(11, 18, 32, 0.85);
  color: #fff;
  font-size: 12px;
  padding: 6px 12px;
  border-radius: 999px;
  font-weight: 500;
  letter-spacing: -0.01em;
}

.insight .meta {
  font-size: 13px;
  color: var(--muted);
  margin: 4px 4px 0;
  font-weight: 500;
}

.insight h3 {
  font-size: clamp(22px, 1.8vw, 28px);
  margin: 0 4px;
  line-height: 1.08;
  font-weight: 600;
  letter-spacing: -0.02em;
  transition: color .2s ease;
}

.insight:hover h3 {
  color: var(--gold-deep);
}

.insight p {
  font-size: 15px;
  color: var(--ink-2);
  margin: 0 4px;
  line-height: 1.5;
}

/* ---------- Page Header (sub-pages) ---------- */

.page-head {
  background: var(--cream);
  padding: clamp(56px, 6vw, 110px) 0 clamp(48px, 5vw, 80px);
}

.page-head--contact {
  position: relative;
  overflow: visible;
  z-index: 1;
}

.contact-person {
  position: absolute;
  right: 12%;
  bottom: -15%;
  height: 80%;
  width: auto;
  object-fit: contain;
  object-position: bottom right;
  pointer-events: none;
  user-select: none;
  z-index: 1;
}

.page-head--contact .wrap {
  position: relative;
  z-index: 1;
}

.page-head .crumbs {
  display: flex;
  gap: 8px;
  font-size: 13px;
  color: var(--muted);
  margin-bottom: 28px;
}

.page-head .crumbs a:hover {
  color: var(--gold-deep);
}

.page-head h1 {
  font-size: clamp(56px, 8vw, 144px);
  max-width: 14ch;
  letter-spacing: -0.04em;
  font-weight: 600;
}

.page-head h1 em,
.page-head h1 .accent {
  color: var(--gold);
  font-style: italic;
  font-weight: 500;
  font-variation-settings: "wdth" 90;
}

.page-head .summary {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 64px;
  align-items: end;
  margin-top: 56px;
}

.page-head .summary .lede {
  max-width: 580px;
}

.page-head .summary .meta {
  background: #fff;
  border-radius: var(--r-md);
  padding: 24px 28px;
  font-size: 14px;
  color: var(--ink-2);
  line-height: 1.55;
}

.page-head .summary .meta strong {
  color: var(--navy-deep);
  display: block;
  font-size: 13px;
  font-weight: 600;
  margin-bottom: 8px;
}

/* ---------- Product index (Particulares / Empresas) ---------- */

.prod-index {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}

.prod-row {
  display: flex;
  flex-direction: column;
  gap: 16px;
  padding: 28px 32px;
  background: #fff;
  border-radius: var(--r-md);
  text-decoration: none;
  color: inherit;
  transition: background .2s ease, transform .2s ease;
  position: relative;
}

.prod-row .more {
  align-self: flex-end;
  margin-top: auto;
}

.prod-row:hover {
  background: var(--paper);
  transform: translateY(-1px);
}

/* Fundo da section da lista de produtos */
.prod-index-section {
  position: relative;
  overflow: hidden;
}

.prod-index-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}

.prod-index-bg img,
.prod-index-bg video {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.prod-index-section .wrap {
  position: relative;
  z-index: 1;
}

.prod-row .idx {
  display: none;
}

.prod-row .title h3 {
  font-size: clamp(24px, 2.2vw, 34px);
  margin: 0;
  line-height: 1.05;
  font-family: var(--display);
  font-weight: 600;
  color: var(--navy-deep);
  letter-spacing: -0.02em;
}

.prod-row .title .tag {
  margin-top: 10px;
  display: inline-block;
  font-size: 13px;
  color: var(--muted);
  font-weight: 500;
}

.prod-row .desc {
  font-size: 16px;
  line-height: 1.5;
  color: var(--ink-2);
  margin: 0;
}

.prod-row .desc strong {
  color: var(--navy-deep);
  font-weight: 600;
}

.prod-row .more {
  width: 120px;
  height: 46px;
  border-radius: 999px;
  background: var(--navy-deep);
  color: #fff;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-weight: 600;
  font-size: 12px;
  letter-spacing: 0.01em;
  border: 0;
  transition: background .2s ease, transform .2s ease;
}

.prod-row .more::after {
  content: "→";
}

.prod-row:hover .more {
  background: var(--gold);
  color: var(--navy-deep);
  transform: translateX(4px);
}

/* Group head */
.group-head {
  padding: 64px 0 24px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 40px;
  align-items: end;
}

.group-head:first-of-type {
  padding-top: 0;
}

.group-head .label {
  font-size: 13px;
  color: var(--gold-deep);
  font-weight: 600;
  letter-spacing: -0.005em;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.group-head .label::before {
  content: "";
  width: 8px;
  height: 8px;
  background: var(--gold);
  border-radius: 50%;
  display: inline-block;
}

.group-head h2 {
  font-size: clamp(36px, 4.4vw, 72px);
  margin: 8px 0 0;
  letter-spacing: -0.03em;
  font-weight: 600;
}

.group-head .blurb {
  color: var(--ink-2);
  max-width: 460px;
  font-size: 16px;
  line-height: 1.55;
  margin: 0;
}

/* ---------- Contact ---------- */

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 64px;
}

.contact-info h3 {
  font-size: clamp(26px, 2.2vw, 34px);
  margin: 0 0 28px;
  letter-spacing: -0.02em;
}

.contact-info dl {
  margin: 0;
}

.contact-info dt {
  font-size: 12px;
  color: var(--muted);
  font-weight: 500;
  padding-top: 18px;
}

.contact-info dd {
  margin: 4px 0 18px;
  padding-bottom: 18px;
  border-bottom: 1px solid var(--rule-soft);
  font-size: 17px;
  color: var(--navy-deep);
  line-height: 1.5;
  font-weight: 500;
}

.contact-info dd a {
  color: var(--navy-deep);
}

.contact-info dd a:hover {
  color: var(--gold-deep);
}

form.contact-form {
  display: grid;
  gap: 22px;
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.field {
  display: grid;
  gap: 6px;
}

.field label {
  font-size: 12px;
  color: var(--muted);
  font-weight: 500;
}

.field input,
.field select,
.field textarea {
  font-family: var(--sans);
  font-size: 16px;
  color: var(--ink);
  border: 1px solid var(--rule-soft);
  background: #fff;
  padding: 14px 16px;
  outline: none;
  border-radius: 12px;
  transition: border-color .18s ease, box-shadow .18s ease;
}

.field input:focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--navy-deep);
  box-shadow: 0 0 0 3px rgba(0, 31, 63, 0.08);
}

.field textarea {
  min-height: 130px;
  resize: vertical;
}

.field select {
  appearance: none;
  background-image: url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'><path d='M1 1l5 5 5-5' stroke='%23003366' stroke-width='1.6' fill='none' stroke-linecap='round'/></svg>");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 40px;
}

.checkbox {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  font-size: 14px;
  color: var(--muted);
}

.checkbox input {
  accent-color: var(--navy-deep);
  margin-top: 4px;
}

/* ---------- About page ---------- */

.about-intro {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 64px;
  align-items: start;
}

.about-intro .label {
  font-size: 13px;
  color: var(--gold-deep);
  font-weight: 600;
}

.about-intro h2 {
  margin-top: 12px;
}

.about-intro .body p {
  font-size: 18px;
  line-height: 1.65;
  color: var(--ink-2);
  margin: 0 0 18px;
}

.values-list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}

.value-row {
  display: grid;
  grid-template-columns: 60px 1fr;
  gap: 20px;
  align-items: start;
  background: #fff;
  border-radius: var(--r-md);
  padding: 32px;
}

.value-row .num {
  font-family: var(--display);
  font-size: 32px;
  color: var(--gold-deep);
  font-weight: 500;
  letter-spacing: -0.02em;
  line-height: 1;
}

.value-row h3 {
  font-size: 26px;
  margin: 0 0 10px;
  letter-spacing: -0.02em;
}

.value-row p {
  color: var(--ink-2);
  margin: 0;
  font-size: 15px;
  line-height: 1.55;
}

/* ---------- Product detail ---------- */

.prod-head {
  background: var(--navy-deep);
  color: #fff;
  padding: clamp(64px, 7vw, 120px) 0 clamp(56px, 6vw, 96px);
  position: relative;
  overflow: hidden;
}

.prod-head::before {
  content: "";
  position: absolute;
  top: -180px;
  right: -180px;
  width: 560px;
  height: 560px;
  background: radial-gradient(circle, var(--gold) 0%, transparent 60%);
  opacity: 0.45;
  pointer-events: none;
}

.prod-head .wrap {
  position: relative;
}

.prod-head .crumbs {
  color: rgba(255, 255, 255, 0.6);
}

.prod-head .crumbs a {
  color: rgba(255, 255, 255, 0.85);
}

.prod-head h1 {
  color: #fff;
  max-width: 18ch;
}

.prod-head h1 em,
.prod-head h1 .accent {
  color: var(--gold);
  font-style: italic;
  font-weight: 500;
  font-variation-settings: "wdth" 90;
}

.prod-head .lede {
  color: rgba(255, 255, 255, 0.82);
  max-width: 640px;
  margin-top: 28px;
}

.coverage-list {
  list-style: none;
  padding: 0;
  margin: 28px 0 0;
  display: grid;
  gap: 0;
}

.coverage-list li {
  display: grid;
  grid-template-columns: 32px 1fr;
  gap: 14px;
  padding: 16px 0;
  border-bottom: 1px solid var(--rule-soft);
  font-size: 16px;
  color: var(--ink-2);
}

.coverage-list li::before {
  content: "✓";
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--gold);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  font-size: 12px;
  font-weight: 700;
  color: var(--navy-deep);
}

.coverage-list li {
  position: relative;
}

.coverage-list li::after {
  content: none;
  position: absolute;
  left: 4px;
  top: 16px;
  color: var(--navy-deep);
  font-size: 14px;
  font-weight: 700;
}

.prod-body {
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: 80px;
  align-items: start;
}

.prod-body .label {
  font-size: 13px;
  color: var(--gold-deep);
  font-weight: 600;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  position: sticky;
  top: 148px;
}

.prod-body h2 {
  margin: 12px 0 0;
}

.prod-body .body p {
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink-2);
  margin: 0 0 18px;
}

.faq {
  margin-top: 20px;
  display: grid;
  gap: 12px;
}

.faq details {
  background: #fff;
  border-radius: var(--r-md);
  padding: 22px 28px;
  transition: background .2s ease;
}

.faq details[open] {
  background: var(--paper);
}

.faq summary {
  cursor: pointer;
  list-style: none;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  font-family: var(--display);
  font-size: clamp(18px, 1.4vw, 22px);
  color: var(--navy-deep);
  font-weight: 600;
  letter-spacing: -0.02em;
}

.faq summary::-webkit-details-marker {
  display: none;
}

.faq summary::after {
  content: "+";
  font-size: 28px;
  color: var(--gold-deep);
  font-weight: 400;
  transition: transform .2s ease;
}

.faq details[open] summary::after {
  transform: rotate(45deg);
}

.faq details p {
  margin: 14px 0 0;
  font-size: 16px;
  color: var(--ink-2);
  line-height: 1.55;
}

/* ---------- CTA strip ---------- */

.cta-strip {
  background: var(--gold);
  color: var(--navy-deep);
  padding: 0;
}

.cta-strip .wrap {
  display: grid;
  grid-template-columns: 1.4fr auto;
  align-items: center;
  gap: 48px;
  padding: clamp(72px, 8vw, 120px) var(--gutter);
}

.cta-strip h2 {
  color: var(--navy-deep);
  font-size: clamp(36px, 4.4vw, 72px);
  margin: 0;
  font-weight: 600;
  letter-spacing: -0.03em;
}

.cta-strip h2 em,
.cta-strip h2 .accent {
  color: #fff;
  font-style: italic;
  font-weight: 500;
  font-variation-settings: "wdth" 90;
}

.cta-strip p {
  margin: 14px 0 0;
  color: rgba(0, 31, 63, 0.78);
  max-width: 520px;
  font-size: 17px;
}

.cta-actions {
  display: flex;
  gap: 12px;
}

/* ---------- Footer ---------- */

/* ---------- Seguro FAB (Pedir Proposta) ---------- */

.seguro-fab {
  position: fixed;
  bottom: 28px;
  right: 96px;
  z-index: 200;
  background: var(--navy-deep);
  color: #fff;
  font-family: var(--sans);
  font-size: 14px;
  font-weight: 600;
  padding: 14px 22px;
  border-radius: 999px;
  box-shadow: 0 4px 20px rgba(0, 31, 63, 0.35);
  transition: transform .2s ease, box-shadow .2s ease;
  text-decoration: none;
  white-space: nowrap;
}

.seguro-fab:hover {
  color: #fff;
  transform: translateY(-3px);
  box-shadow: 0 8px 28px rgba(0, 31, 63, 0.45);
}

/* ---------- WhatsApp FAB ---------- */

.whatsapp-fab {
  position: fixed;
  bottom: 28px;
  right: 28px;
  z-index: 200;
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #25D366;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 20px rgba(37, 211, 102, 0.45);
  transition: transform .2s ease, box-shadow .2s ease;
}

.whatsapp-fab:hover {
  transform: translateY(-3px) scale(1.06);
  box-shadow: 0 8px 28px rgba(37, 211, 102, 0.55);
}

/* ---------- Footer ---------- */

.footer {
  background: var(--navy-deep);
  color: rgba(255, 255, 255, 0.7);
  padding: 96px 0 0;
}

.footer-mega {
  padding: 24px 0 56px;
}

.footer-mega h2 {
  font-size: clamp(64px, 9vw, 160px);
  color: rgba(255, 255, 255, 0.95);
  letter-spacing: -0.04em;
  font-weight: 600;
  line-height: 0.9;
}

.footer-mega h2 .accent {
  color: var(--gold);
  font-style: italic;
  font-weight: 500;
  font-variation-settings: "wdth" 90;
}

.footer h4,
.footer .foot-h {
  color: #fff;
  font-family: var(--sans);
  font-size: 13px;
  font-weight: 500;
  margin: 0 0 18px;
  letter-spacing: -0.005em;
  opacity: 0.6;
}

.footer a {
  color: rgba(255, 255, 255, 0.85);
  font-size: 15px;
}

.footer a:hover {
  color: var(--gold);
}

.foot-cols {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr 1.2fr;
  gap: 48px;
  padding: 56px 0;
  border-top: 1px solid rgba(255, 255, 255, 0.12);
}

.foot-cols ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 10px;
}

.foot-brand p {
  font-size: 15px;
  line-height: 1.55;
  max-width: 320px;
  color: rgba(255, 255, 255, 0.6);
}

.foot-brand .brand {
  margin-bottom: 22px;
}

.foot-brand .brand img {
  height: 46px;
  filter: brightness(0) invert(1);
  opacity: 0.95;
}

.foot-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding: 22px 0;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 13px;
  color: rgba(255, 255, 255, 0.45);
}

.foot-bottom .links {
  display: flex;
  gap: 24px;
}

.foot-bottom a {
  font-size: 13px;
  color: rgba(255, 255, 255, 0.45);
}
/* ---------- Generic small sector matrix ---------- */
.sectors {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 14px;
}

.sector-item {
  background: #fff;
  padding: 28px;
  border-radius: var(--r-md);
}

.sector-item .lbl {
  font-size: 13px;
  color: var(--muted);
  font-weight: 500;
}

.sector-item h3 {
  font-size: 22px;
  margin: 12px 0 8px;
  letter-spacing: -0.02em;
}

.sector-item p {
  font-size: 14px;
  color: var(--ink-2);
  margin: 0;
  line-height: 1.5;
}

/* ---------- Hamburger button ---------- */

.nav-toggle {
  display: none;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
  border-radius: 8px;
  color: var(--ink-2);
  transition: background .18s ease, color .18s ease;
}

.nav-toggle:hover {
  background: rgba(0, 31, 63, 0.06);
}

.nav-toggle-icon {
  display: block;
  transition: opacity .2s ease, transform .2s ease;
}

.nav-toggle-icon--close {
  display: none;
  position: absolute;
}

.nav-toggle.is-open .nav-toggle-icon--open {
  display: none;
}

.nav-toggle.is-open .nav-toggle-icon--close {
  display: block;
}

/* Mobile nav drawer */
.nav-drawer {
  display: none;
  position: fixed;
  top: 0;
  right: 0;
  bottom: 0;
  width: min(360px, 85vw);
  background: rgba(255, 255, 255, 0.97);
  backdrop-filter: blur(24px) saturate(2);
  -webkit-backdrop-filter: blur(24px) saturate(2);
  z-index: 99;
  flex-direction: column;
  padding: 100px 32px 48px;
  overflow-y: auto;
  transform: translateX(100%);
  transition: transform .3s cubic-bezier(.4,0,.2,1);
  box-shadow: -8px 0 40px rgba(0,0,0,0.12);
}

.nav-drawer.is-open {
  transform: translateX(0);
}

.nav-drawer a {
  font-family: var(--display);
  font-size: clamp(28px, 6vw, 42px);
  font-weight: 600;
  color: var(--navy-deep);
  letter-spacing: -0.03em;
  line-height: 1.1;
  padding: 14px 0;
  border-bottom: 1px solid var(--rule-soft);
  display: block;
  transition: color .18s ease;
}

.nav-drawer a:hover {
  color: var(--gold-deep);
}

.nav-drawer .drawer-parent {
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: var(--display);
  font-size: clamp(28px, 6vw, 42px);
  font-weight: 600;
  color: var(--navy-deep);
  letter-spacing: -0.03em;
  line-height: 1.1;
  padding: 14px 0;
  border-bottom: 1px solid var(--rule-soft);
}

.nav-drawer .drawer-parent::after {
  content: "+";
  font-size: 28px;
  font-weight: 300;
  color: var(--gold-deep);
  transition: transform .25s ease;
  flex-shrink: 0;
}

.nav-drawer .drawer-parent.is-open::after {
  transform: rotate(45deg);
}

.nav-drawer .drawer-sub {
  padding-left: 20px;
  display: none;
}

.nav-drawer .drawer-sub.is-open {
  display: block;
}

.nav-drawer .drawer-sub a {
  font-size: clamp(18px, 4vw, 24px);
  font-weight: 500;
  font-family: var(--sans);
  color: var(--ink-2);
  padding: 10px 0;
}

.nav-drawer .drawer-cta {
  margin-top: 40px;
}

.nav-drawer .btn--drawer-cta {
  font-family: var(--sans);
  font-size: 15px;
  font-weight: 500;
  letter-spacing: -0.01em;
  line-height: 1;
  padding: 16px 26px;
  border-bottom: none;
  background: rgba(0, 31, 63, 0.06);
  border: 1px solid rgba(0, 31, 63, 0.18);
  color: var(--navy-deep);
  backdrop-filter: blur(12px) saturate(1.4);
  -webkit-backdrop-filter: blur(12px) saturate(1.4);
  box-shadow:
    0 1px 0 rgba(255, 255, 255, 0.7) inset,
    0 4px 16px rgba(0, 31, 63, 0.08);
  width: 100%;
  justify-content: center;
}

.nav-drawer .btn--drawer-cta:hover {
  background: rgba(0, 31, 63, 0.10);
  border-color: rgba(0, 31, 63, 0.28);
  color: var(--navy-deep);
  box-shadow:
    0 1px 0 rgba(255, 255, 255, 0.9) inset,
    0 8px 24px rgba(0, 31, 63, 0.12);
}

.nav-drawer .btn--drawer-cta .arrow {
  background: rgba(0, 31, 63, 0.10);
}

.drawer-emblem {
  margin-top: auto;
  padding-top: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.drawer-emblem img {
  width: 120px;
  height: auto;
  opacity: 0.12;
}

/* ---------- Responsive ---------- */

@media (max-width: 1080px) {
  .hero-row {
    grid-template-columns: 1fr;
  }

  .split {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .split--reverse .split-media {
    order: 0;
  }

  .pillars {
    grid-template-columns: repeat(2, 1fr);
  }

  .steps {
    grid-template-columns: repeat(2, 1fr);
  }

  .insights {
    grid-template-columns: 1fr;
  }

  .foot-cols {
    grid-template-columns: 1fr 1fr;
    gap: 40px;
  }

  .prod-index {
    grid-template-columns: 1fr;
  }

  .prod-row .desc {
    grid-column: unset;
  }

  .cov-row {
    grid-template-columns: 1fr auto;
  }

  .cov-row p {
    grid-column: 1;
  }

  .values-list {
    grid-template-columns: 1fr;
  }

  .prod-body,
  .contact-grid,
  .about-intro,
  .coverage-head,
  .cta-strip .wrap,
  .group-head {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .sectors {
    grid-template-columns: repeat(2, 1fr);
  }

  .header .wrap {
    height: 72px;
  }

  .nav {
    display: none;
  }

  .nav-toggle {
    display: flex;
    margin-left: auto;
  }

  .nav-drawer {
    display: flex;
  }

  .header-cta {
    display: none;
  }

  .utility {
    display: none;
  }

  .header {
    top: 0;
    background: rgba(244, 239, 230, 0.85);
  }

  body {
    padding-top: 72px; /* apenas header — utility oculta */
  }

  .seguro-coberturas {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .seguro-coberturas-media {
    position: static;
    aspect-ratio: 16 / 9;
  }

  .prod-body .label {
    position: static;
  }
}

@media (max-width: 768px) {
  /* Hero person fica atrás do conteúdo via z-index */
  .hero-person {
    height: 70%;
    right: -10%;
  }

  /* Prod rows — coluna única em mobile */
  .prod-row {
    display: flex;
    flex-direction: column;
    gap: 8px;
    padding: 20px 56px 20px 20px;
    position: relative;
  }

  .prod-row .title h3 {
    font-size: clamp(20px, 5vw, 26px);
  }

  .prod-row .more {
    display: none;
  }

  .prod-row::after {
    content: "→";
    position: absolute;
    right: 16px;
    top: 50%;
    transform: translateY(-50%);
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--navy-deep);
    color: #fff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 14px;
  }

  .prod-row:hover::after {
    background: var(--gold);
    color: var(--navy-deep);
  }

  .prod-index-section {
    display: none;
  }

  /* group-head mobile */
  .group-head {
    grid-template-columns: 1fr;
    gap: 16px;
    padding: 40px 0 20px;
  }

  /* processo-row — coluna única */
  .processo-row {
    display: grid;
    grid-template-columns: 1fr !important;
    gap: 4px;
    padding: 24px 0;
    border-bottom: 1px solid var(--rule-soft);
  }

  .processo-num {
    font-size: 36px;
    line-height: 1;
    margin-bottom: 4px;
  }

  .processo-titulo {
    font-size: clamp(18px, 5vw, 22px);
    margin: 0;
  }

  .processo-desc {
    font-size: 15px;
    margin: 6px 0 0;
  }

  /* contact-grid — coluna única, título antes do form */
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .contact-grid > div:last-child {
    order: -1;
  }

  /* form-row — coluna única */
  .form-row {
    grid-template-columns: 1fr;
  }

  /* page-head summary — apenas lede, sem grid */
  .page-head .summary {
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 24px;
  }

  /* Setores — 2 colunas em mobile */
  .setores-inner {
    grid-template-columns: 1fr 1fr;
  }

  .setor-cell {
    padding: 20px 16px 20px 0;
  }

  /* coverage-head — coluna única */
  .coverage-head {
    grid-template-columns: 1fr;
    gap: 20px;
    margin-bottom: 32px;
  }

  .page-head--contact {
    overflow: visible;
  }

  .contact-person {
    display: block;
    height: 75%;
    right: 0;
    bottom: -22%;
    z-index: 0;
  }

  .hero h1 {
    font-size: clamp(40px, 11vw, 72px);
  }

  .page-head h1 {
    font-size: clamp(40px, 11vw, 72px);
  }

  .cov-cards {
    grid-template-columns: 1fr;
  }

  .cov-card {
    min-height: 260px;
  }

  .prod-row {
    grid-template-columns: 1fr;
    gap: 14px;
    padding: 22px 24px;
  }

  .prod-row .more {
    width: 80px;
    height: 40px;
    font-size: 11px;
  }

  .cov-row {
    grid-template-columns: 1fr;
    gap: 10px;
    padding: 22px 24px;
  }

  .cov-row .go {
    justify-self: start;
  }

  .page-head .summary {
    grid-template-columns: 1fr;
    gap: 24px;
    margin-top: 32px;
  }

  .cta-strip .wrap {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .foot-cols {
    grid-template-columns: 1fr 1fr;
    gap: 32px 24px;
    padding: 40px 0;
  }

  .foot-brand {
    grid-column: 1 / -1;
  }

  .foot-bottom {
    flex-direction: column;
    gap: 12px;
    text-align: center;
    padding: 20px 0;
  }

  .cta-actions {
    flex-wrap: wrap;
  }

  .quote-wrap {
    padding: clamp(36px, 6vw, 64px);
  }

  .timeline-row,
  .processo-row {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .setores-inner {
    grid-template-columns: 1fr 1fr;
  }

  .values-list {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 480px) {

  .setores-inner {
    grid-template-columns: 1fr;
  }

  .sectors {
    grid-template-columns: 1fr;
  }

  .insights {
    grid-template-columns: 1fr;
  }

  .sticky-card:nth-child(1),
  .sticky-card:nth-child(2),
  .sticky-card:nth-child(3),
  .sticky-card:nth-child(4),
  .sticky-card:nth-child(5),
  .sticky-card:nth-child(6),
  .sticky-card:nth-child(7),
  .sticky-card:nth-child(8) {
    top: 80px;
  }
}

/* ---------- Utility classes (replacing inline styles) ---------- */

/* Layout helpers */
.grid-2col-end {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: end;
  margin-bottom: 48px;
}

.grid-2col-end--mb56 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: end;
  margin-bottom: 56px;
}

/* Timeline */
.timeline-list {
  border-top: 1px solid rgba(255, 255, 255, 0.18);
}

.timeline-row {
  display: grid;
  grid-template-columns: 140px 1fr 1.6fr;
  gap: 32px;
  padding: 32px 0;
  align-items: baseline;
  border-bottom: 1px solid rgba(255, 255, 255, 0.14);
}

.timeline-row:last-child {
  border-bottom: 0;
}

.timeline-ano {
  font-family: var(--display);
  font-size: 42px;
  color: var(--gold);
  font-weight: 500;
}

.timeline-titulo {
  color: #fff;
  margin: 0;
  font-size: 22px;
}

.timeline-desc {
  color: #c9d3e0;
  margin: 0;
  font-size: 15px;
}

/* Sinistros / processo */
.processo-row {
  display: grid;
  grid-template-columns: 120px 1fr 1.6fr;
  gap: 32px;
  padding: 36px 0;
  align-items: start;
}

.processo-row:last-child {
  border-bottom: 0;
}

.processo-num {
  font-family: var(--display);
  font-size: 48px;
  color: var(--gold-deep);
  font-weight: 500;
  line-height: 1;
}

.processo-titulo {
  font-size: 26px;
  margin: 0;
}

.processo-desc {
  margin: 0;
  color: var(--ink-2);
  font-size: 16px;
  line-height: 1.7;
}

/* Sinistros form */
.form-subtitulo {
  margin: 24px 0;
  font-size: 16px;
  line-height: 1.7;
}

.section--no-top {
  padding-top: 0;
}

/* Contactos */
.muted-sm {
  font-size: 14px;
}

/* Setores (Empresas) */
.setores-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}

.setor-cell {
  padding: 28px 28px 28px 0;
}

.setor-cell--no-right {
  border-right: 0;
}

.setor-cell--no-bottom {
  border-bottom: 0;
}

.setor-titulo {
  font-size: 22px;
  margin: 10px 0 8px;
}

.setor-desc {
  font-size: 14px;
  margin: 0;
}

/* ---------- Sticky Scroll Cards ---------- */

.sticky-cards-section {
  overflow: visible;
}

.sticky-cards-header {
  margin-bottom: 48px;
}

.sticky-cards-header .eyebrow {
  margin-bottom: 12px;
}

/* Sticky cards */
.sticky-cards {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding-bottom: 200px;
}

.sticky-card + .sticky-card {
  margin-top: 40px;
}

.sticky-card {
  position: sticky;
  margin-bottom: 0;
}

.sticky-card:nth-child(1) { top: 140px; z-index: 1; }
.sticky-card:nth-child(2) { top: 148px; z-index: 2; }
.sticky-card:nth-child(3) { top: 156px; z-index: 3; }
.sticky-card:nth-child(4) { top: 164px; z-index: 4; }
.sticky-card:nth-child(5) { top: 172px; z-index: 5; }
.sticky-card:nth-child(6) { top: 180px; z-index: 6; }
.sticky-card:nth-child(7) { top: 188px; z-index: 7; }
.sticky-card:nth-child(8) { top: 196px; z-index: 8; }

.sticky-card-inner {
  background: #fff;
  padding: 40px 48px;
  box-shadow: 0 2px 24px rgba(0, 0, 0, 0.06);
  transition: box-shadow 0.3s ease;
  display: flex;
  align-items: center;
  gap: 48px;
  min-height: 140px;
}

.sticky-card:hover .sticky-card-inner {
  box-shadow: 0 8px 40px rgba(0, 0, 0, 0.10);
}

.sticky-card-num {
  font-family: var(--display);
  font-size: clamp(36px, 4vw, 56px);
  color: var(--gold-deep);
  font-weight: 500;
  letter-spacing: -0.03em;
  line-height: 1;
  flex-shrink: 0;
  width: 80px;
}

.sticky-card-content {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.sticky-card-title {
  font-size: clamp(18px, 1.6vw, 22px);
  margin: 0;
  letter-spacing: -0.02em;
  color: var(--navy-deep);
  line-height: 1.2;
}

.sticky-card-desc {
  color: var(--ink-2);
  margin: 0;
  font-size: 15px;
  line-height: 1.55;
}

@media (max-width: 600px) {
  .sticky-card-inner { padding: 28px 24px; gap: 24px; min-height: 100px; }
  .sticky-card-num { font-size: 32px; width: 56px; }
}

/* Seguro */
.split-media--produto {
  aspect-ratio: 4 / 3;
}

.split-media--produto img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

/* Coberturas layout */
.seguro-coberturas {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
}

.seguro-coberturas-media {
  position: sticky;
  top: 148px;
  overflow: hidden;
  aspect-ratio: 3 / 4;
}

.seguro-coberturas-media img,
.seguro-coberturas-media video {
  width: 100%;
  height: 100%;
  object-fit: cover;
}

.seguro-coberturas-list .label {
  font-size: 13px;
  color: var(--gold-deep);
  font-weight: 600;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  margin-bottom: 24px;
}

.coverage-list li {
  display: flex;
  grid-template-columns: 32px 1fr;
  gap: 14px;
  padding: 16px 0
}

.cob-content strong {
  font-size: 17px;
  font-weight: 600;
  color: var(--navy-deep);
  font-family: var(--sans);
}

.cobertura-desc {
  display: block;
  font-size: 14px;
  color: var(--muted);
  margin-top: 4px;
}

.exclusoes-list {
  border-top: 1px solid rgba(255, 255, 255, 0.2);
}

.exclusao-row {
  padding: 22px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.2);
}

.exclusao-row:last-child {
  border-bottom: 0;
}

.exclusao-titulo {
  font-size: 20px;
  margin: 0 0 6px;
  color: #fff;
}

.exclusao-desc {
  margin: 0;
  font-size: 15px;
  color: rgba(255, 255, 255, 0.7);
}

.relacionados-head {
  display: flex;
  justify-content: space-between;
  align-items: end;
  margin-bottom: 32px;
  gap: 32px;
  flex-wrap: wrap;
}

/* Manifesto */
.manifesto-titulo {
  margin-top: 14px;
}

/* Sobre valores header */
.valores-header {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: end;
  margin-bottom: 48px;
}

@media (max-width: 1080px) {

  .grid-2col-end,
  .grid-2col-end--mb56,
  .valores-header {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .setores-inner {
    grid-template-columns: repeat(2, 1fr);
  }

  .processo-row {
    grid-template-columns: 80px 1fr;
    gap: 20px;
  }

  .timeline-row {
    grid-template-columns: 1fr;
    gap: 8px;
    padding: 24px 0;
  }

  .timeline-ano {
    font-size: 32px;
  }

  .timeline-titulo {
    font-size: 18px;
  }
}

@media (max-width: 640px) {
  :root {
    --gutter: 20px;
  }

  .form-row {
    grid-template-columns: 1fr;
  }

  .pillars {
    grid-template-columns: 1fr;
  }

  .steps {
    grid-template-columns: 1fr;
  }

  .foot-cols {
    grid-template-columns: 1fr;
  }

  .sectors {
    grid-template-columns: 1fr;
  }
}

/* ---------- Mobile cards grid ---------- */

.mobile-cards-grid {
  display: none;
}

@media (max-width: 768px) {
  .mobile-cards-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    padding: 24px var(--gutter);
    background: var(--cream);
  }

  .mobile-card {
    position: relative;
    display: block;
    border-radius: var(--r-md);
    overflow: hidden;
    text-decoration: none;
    aspect-ratio: 3 / 4;
  }

  .mobile-card-media {
    position: absolute;
    inset: 0;
  }

  .mobile-card-media img,
  .mobile-card-media video {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
  }

  .mobile-card::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to top, rgba(0,15,40,0.75) 0%, transparent 60%);
  }

  .mobile-card-body {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    padding: 16px 14px;
    z-index: 1;
  }

  .mobile-card-body strong {
    display: block;
    font-family: var(--display);
    font-size: 15px;
    font-weight: 600;
    color: #fff;
    letter-spacing: -0.02em;
    line-height: 1.2;
    margin-bottom: 4px;
  }

  .mobile-card-body span {
    font-size: 11px;
    color: rgba(255,255,255,0.65);
    font-weight: 400;
  }
}

/* ---------- Animations ---------- */

/* Hero h1 clip-reveal */
.hero-h1--reveal {
  clip-path: inset(0 100% 0 0);
  opacity: 0;
  transition: clip-path 0.9s cubic-bezier(0.16, 1, 0.3, 1),
              opacity 0.2s ease;
}

.hero-h1--visible {
  clip-path: inset(0 0% 0 0);
  opacity: 1;
}

/* Scroll reveal base */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.6s cubic-bezier(0.16, 1, 0.3, 1),
              transform 0.6s cubic-bezier(0.16, 1, 0.3, 1);
}

.reveal.revealed {
  opacity: 1;
  transform: translateY(0);
}

/* Respect reduced motion */
@media (prefers-reduced-motion: reduce) {
  .hero-h1--reveal {
    clip-path: none;
    opacity: 1;
    transition: none;
  }
  .reveal {
    opacity: 1;
    transform: none;
    transition: none;
  }
}